June 2012

Text Alert System Warns Users about Disasters

Wireless carriers and the federal government are launching a system to automatically warn people of dangerous weather and other emergencies via a special type of text messaging to cell phones, USA Today reports. This is the first national service by the federal government and the wireless industry. The Wireless Emergency Alerts (WEA) service, which begins this month, is free, and… Read More »Text Alert System Warns Users about Disasters

Five Ways to Grow in Any Market

These are difficult times… but “Best Practice” businesses continue to thrive in any market economy. What are their secrets? Here are easy five ways to get your entity back on the path of growth. 1. Strengthen your value proposition. Make it stronger and promote it. These days people can buy anything anywhere but only a local professional can offer people… Read More »Five Ways to Grow in Any Market

Top 10 States Vehicle Theft List

The National Insurance Crime Bureau reported 2011 is on track for another consecutive year of declining vehicle thefts, but California still dominates the top 10 list for areas highest auto theft rates. Seven of the top 10 areas were in California, mostly in the central and northern portion of the state. The report is a reflection of vehicle thefts on… Read More »Top 10 States Vehicle Theft List

Home Foreclosure Prevention Program in R.I.

Only about one-third of the more than $79 million available from a federal foreclosure prevention program in Rhode Island has been spent to help struggling homeowners. Some states have spent a far lower percentage of their Hardest Hit Fund allocations than Rhode Island. Andrea Risotto, a Treasury Department spokeswoman, said that as of the end of May, states had drawn… Read More »Home Foreclosure Prevention Program in R.I.

What is Loan Gap Coverage

When a financed vehicle is declared a total loss and your insured’s outstanding loan balance is greater than the actual cost value of the vehicle, an insurance carrier will pay the difference between the outstanding loan balance and the actual cash value of the vehicle. Who Benefits Most:  An owner of the financed vehicle. Claim Scenario:  Like many small business owners, Jane financed the Ford F350 truck… Read More »What is Loan Gap Coverage

Building Codes Study Results 2012

FL and VA have received good marks in a survey that looks at building codes in hurricane-prone states. The Tampa-based Insurance Institute for Business & Home Safety conducted an analysis, evaluation, and comparison of building code and enforcement systems for residential buildings in the 18 states most vulnerable to catastrophic hurricanes in the U.S. Florida and Virginia both scored the highest,… Read More »Building Codes Study Results 2012

California – New Auto Insurance Rates Now Available

Our new California Auto Product delivers more than just rating changes…  In addition to providing a wider range of pricing tiers, we have made other changes to our Auto Product to become the total account solution for your small business customers. We’ve introduced a 10% account credit on Auto when there is an in force Spectrum policy (includes property only… Read More »California – New Auto Insurance Rates Now Available

XactPAY Xpress Goes Mobile

XactPAY Xpress, the latest edition in our suite of Payroll Billing Options is now mobile enabled – meaning for those customers who currently self-report their payroll through our convenient website, can now use their , iPhone, Android, and most current versions of Blackberry to enter payroll, view reports and more! XactPAY Xpress calculates the customer’s Workers’ Compensation premium based on… Read More »XactPAY Xpress Goes Mobile

Seven Benefits of Non-Compete Agreements

Small and midsize businesses can more effectively protect their trade secrets and customer relationships by requiring employees to enter into non-compete agreements. 1. Non-Compete agreement can enhance the value of your company 2. With non compete clause you can qualify for trade secret protection 3. Non-compete agreements do protect your customer relationships and enhance your clients’ confidence 4. Require all… Read More »Seven Benefits of Non-Compete Agreements