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May 2012

Injury Prevention Rank

On a set of 10 steps states can take to prevent injuries , 24 states scored a five or lower. Two states, California and New York, received the highest score of nine out of a possible 10, while two states scored the lowest, Montana and Ohio, with two out of 10. Read More »Injury Prevention Rank

Top 10 States for State Farm Dog Bite Claims in 2011

State Number of claims Claims paid (estimated) 1. California 527 $20.3 million 2. Illinois 309 $10.0 million 3. Texas 219 $5.1 million 4. Ohio 215 $5.4 million 5. Pennsylvania 197 $4.9 million 6. Michigan 181 $7.0 million 7. Florida 157 $5.1 million 8. Indiana 139 $3.5 million 9. New York 133 $6.1 million 10. Minnesota 117 $3.5 million Want to get a quote for your Homeowners’ Insurance? Visit our website or call 877-239-0067.

Heat Exhaustion and Heat Stroke

When working outdoors in hot weather, workers who do not take precautions can suffer from heat exhaustion or heat stroke. Heat exhaustion is caused by prolonged exposure to high temperatures and Inadequate fluid replacement. Heat stroke is the most severe of heat-related problems. It is potentially life threatening because the body’s normal mechanisms for dealing with heat stress, such as sweating and temperature control are lost. The following are the symptoms of these diseases and the steps needed to help the victim. Heat Exhaustion Symptoms: The first signs of heat exhaustion are dizziness, weakness, headache, blurred vision, nausea, and staggering.… Read More »Heat Exhaustion and Heat Stroke

Hurricane Shelter Plan

The creation of new public faculties across Florida has contributed to a significant increase in the number of storm shelter spaces, according to a plan approved this. The Division of Emergency Management presented its updated statewide crisis plan to the cabinet at a meeting held at a Florida Keys elementary school. A combination of hurricane shelter surveys, retrofitting existing schools and building new schools to meet shelter design criteria has created more than 939,000 public shelter spaces over the last 12 years, emergency management officials said. More than half of those spaces were created through the construction of new public… Read More »Hurricane Shelter Plan

Boat Propulsion Systems Coverage

Progressive Insurance has introduced a new coverage for boaters that offers more complete protection of their propulsion systems. The coverage is called Propulsion Plus, and it pays to repair or replace the lower unit of an outboard motor, or the outdrive of a stern drive motor, in the event of mechanical breakdown. The coverage is available for boats up to 10-years-old, and can be kept until the boat turns 21-years-old. “Propulsion Plus was created in response to customers asking for expanded coverage for their propulsion units. Both customer surveys as well as our internal data showed that these types of… Read More »Boat Propulsion Systems Coverage

Health Care Spending Law in San Francisco

Under the 2006 law, employers with 100 or more employees are required to spend $2.20 per hour per covered employee on health care, while employers with between 20 and 99 employees must spend $1.46 per hour. Employers with fewer than 20 employees are exempt. Elements of the controversial spending law had been feverishly debated among city legislators until late last year, when the city’s Board of Supervisors approved a measure requiring money contributed to health reimbursement arrangements to be made available to active employees up to 24 months after the contribution. Most employers, though, meet the spending requirement by paying… Read More »Health Care Spending Law in San Francisco

Florida Revises Workers’ Comp Certificates, Excess Profits, Premium Audit Laws

Florida’s governor has signed workers’ compensation legislation streamlining the workers’ compensation certificate process, eliminating mandatory premium audits, and discontinuing refunds for insurers with excess profits. Gov. Rick Scott signed into law HB 941, sponsored by Rep. Doug Holder, which made a number of noncontroversial changes including making the certificate of exemption process easier and clarifying the definition of a corporate officer. For the first time, business owners and officers will be able to file for an exemption electronically. The new law clarifies that “corporate officers” include members of limited liability companies that own at least a 10 percent stake in… Read More »Florida Revises Workers’ Comp Certificates, Excess Profits, Premium Audit Laws

Customer of Size Policy

A woman suing Southwest Airlines Co. over its policy regarding overweight passengers says she’s not interested in the airline’s money. Back in spring of 2011, miss T. allegedly was told that she would have to buy a second seat to board a SW  flight, according to her website. T. alleges she was “humiliated and harassed” by a gate agent who asked for her weight and clothing size before determining that she was too big for a single seat. In her blog T. said she offered to demonstrate that she could fit in a single seat, but reportedly was denied the… Read More »Customer of Size Policy

Moving Scams in Texas

Texas officials say that illegal moving companies are operating statewide, putting consumers at risk for losing their belongings or paying a ransom for getting them back. To operate legally, a moving company must display a valid TxDMV or United States Department of Transportation (USDOT) license number on the truck. Movers should never be hired from free Internet advertising sites. In March, the Houston Police Department arrested two men suspected of using hostage tactics in Houston, San Antonio, Dallas and Austin. The pair ran an unlicensed moving operation that promised cheap moves, but held customers’ household goods hostage, demanding hundreds of… Read More »Moving Scams in Texas

April Bound Accounts

CALIFORNIA – Lessors Risk Package- Apartments and mercantile, Total premium $15,522.45 – Vacant building- squeaked under the x renewal price. $9,000 – Apartment with law and ordinance – $9,240 – Home health care – $3,000 – Large Electrical Contractor – $51,000 FLORIDA, GULF COAST & TEXAS – Supermarket – Hialeah, FL, multiple losses $40k package – Paving Contractor, FL – GL/ XS/IM $60,000 – FL – Excess Cargo – air freight carrier for gold and silver shipments – $38,000 – FL Panhandle- Wind Only – $19,000 – FL – Banquet Hall GL/LL – $19,000 – FL – Schedule of Vacant… Read More »April Bound Accounts