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February 2012

Cruise Travel Insurance

The most recent cruise ship crush and following problems with compensations not paid to victims reminded us to blog about travel insurance. Paperless Insurance Services proudly offers travel insurance quotes for all travelers including foreign tourists coming to USA. Use our online tool to get instant coverage. There are silver, gold, platinum and premier policies that provide coverage for disruptions to… Read More »Cruise Travel Insurance

Workers comp assessments 5 times higher for N.Y. state employers

New York state employers pay nearly five times more in workers compensation insurance premium assessments than the average in other states, according to a Workers’ Compensation Policy Institute report. Most states impose similar surcharges on employers to fund their workers comp systems, according to the Latham, N.Y.-based research affiliate of the Public Employer Risk Management Assn. But the average premium… Read More »Workers comp assessments 5 times higher for N.Y. state employers

Select Accounts Workers Compensation: The Travelers Advantage

Travelers is the third largest National Workers Compensation Carrier* in the United States. Our success is built upon our ability to provide innovative Workers Compensation insurance and risk protection products and services tailored to our customers’ needs. Travelers Delivers Flexible, Competitive Products Broad underwriting appetite, competitive products and the right coverage for the risk. Cutting-Edge Technology At Travelers, we are committed to investing… Read More »Select Accounts Workers Compensation: The Travelers Advantage

New Enhancements to Real Estate E&O Program

We are proud to announce that we’re now offering an exclusive Real Estate Errors and Omissions Liability protection. Easy Way to Quote and Bind Online We offer an advanced and intuitive online application that allows to facilitate the quotation, binding and policy issuance process for our customers. For qualified applicants, a quote and policy may be processed in minutes. Coverage Features We’re… Read More »New Enhancements to Real Estate E&O Program

Cheesy for some Papa John’s

Fireman’s Fund has opened the door to a new eligible risk and franchise for Paperless Insurance! The franchise’s ‘Better Ingredients,  Better Pizza” has made them infamous but their esteemed reputation and recognized leadership practices has made them our goal! Papa John’s Pizza now eligible in Paperless Insurance’s national Pizza Operators Insurance Program. Our program is written on a Business Owners Policy (BOP), which includes Business Personal Property with Tenants Improvements and Betterments, Business… Read More »Cheesy for some Papa John’s


Sources of CO Unvented kerosene and gas space heaters; leaking chimneys and furnaces; back-drafting from furnaces, gas water heaters, wood stoves, and fireplaces; gas stoves; generators and other gasoline powered equipment; automobile exhaust from attached garages; and tobacco smoke. These products are all sources of CO which can be deadly if proper safety precautions are not taken. Where to Install… Read More »LOSS CONTROL: CARBON MONOXIDE (CO)

Willful Misclassification of Independent Contractors (SB 459)

California law SB 459 imposes a civil penalty of $5,000 – $15,000 for each violation on a person or employer that willfully misclassifies an individual as an independent contractor. Willful misclassification is defined as avoiding employee status for an individual by voluntarily and knowingly misclassifying that individual as an independent contractor. The penalty increases to $10,000 – $25,000 for each… Read More »Willful Misclassification of Independent Contractors (SB 459)