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February 2011

How to verify Employers Insurance in California

The California Office of Administrative Law has approved new regulations for creating a Web site that will allow people to verify employers have workers’ compensation insurance coverage, and for employers to dispute with the rating organization or the employer’s insurance company incorrect information displayed on the Web site. Policy numbers will not be disclosed on the Web site. The Workers’… Read More »How to verify Employers Insurance in California

Low Deductibles for Medical Practice EPLI Insurance

For medical risks seeking employment practices liability coverage, we offer $2,500 SIR, competitive premiums, and provide policyholders with access to risk management tools and resources.  The broad policy definition of employees includes locum tenens. Stand alone D&O is offered for a small additional premium.  Wage and hour defense coverage is also available.  

Directors and Officers Policies are on a Rise

More companies with international operations are buying local insurance to cover the risk of lawsuits against their company managers, according to a survey released Tuesday by Towers Watson & Co. Towers Watson surveyed 496 organizations that obtain directors and officers liability insurance. Out of the 53% that said their companies have international operations, 47% said they bought a local policy… Read More »Directors and Officers Policies are on a Rise

Community Development Financial Institution Investments in California

California Insurance Commissioner Dave Jones is offering insurance companies $4.67 million in tax credits to invest in underserved communities. Under the program, investors place a minimum of $50,000 on deposit with a Community Development Financial Institution (CDFI) for 60 months at zero percent interest. In exchange, the investor receives a 20 percent state tax credit, with an approximately 4.5 percent… Read More »Community Development Financial Institution Investments in California

Please do not vote to eliminate the ADHC benefit for the frail elderly.

Dear friend, We need your help today. ADHC ELIMINATION PROPOSAL – MAKE TELEPHONE CALLS TODAY! The full Senate and Assembly Budget Committees will take up the ADHC elimination proposal Friday, February 18. The agenda is not yet available but we know the hearings will begin at 9:00 AM. There is no public testimony. We need to generate as many telephone calls… Read More »Please do not vote to eliminate the ADHC benefit for the frail elderly.

No Rough Approximations in Michigan

Should I avoide going to Michigan? Probably yes… But should I ever have to go to Bay City, MI –  I’d better have my GPS on at all times. Or something bad can happen to me – like with Bay City, MI resident, who tripped and fell on a sidewals and has lost his lawsuit against the city because he gave the wrong location.… Read More »No Rough Approximations in Michigan

Businesses Hit Hardest by the Recession

According to Insurance Journal, that has contacted independed agents across the nation, the following is the list of businesses hit hardest by the recession: – Construction and related trades – Restaurants – Retailers – Printers – Manufacturers Contrary to that, there are industries that have picked up: – Grocery stores – please tend to buy food and cook more than… Read More »Businesses Hit Hardest by the Recession

Pay-As-You-Drive Insurance in Washington

Washington is considering a proposal that would allow drivers’ insurance rates to be based primarily on the number of miles driven per year. Supporters of the pay-as-you-drive bill, Senate Bill 5730, said pricing insurance per mile is more equitable because low-mileage drivers would no longer subsidize high-mileage drivers, and drivers would be incentivized to drive less and save money in… Read More »Pay-As-You-Drive Insurance in Washington

Workers Comp Guide For Business Owners

The Hartford Financial Services Group, Inc. has introduced an e-learning guide designed to clarify and simplify workers’ compensation insurance. The Hartford developed the new online resource for business owners and others involved in buying workers’ compensation coverage as part of the company’s focus on the protection and planning needs of small businesses.