What is a Motor Vehicle Service Contract? Talk to any auto dealer. Most auto dealers will explain the merits of, and offer you the opportunity to buy, a service contract at the same time you purchase your vehicle or within a limited time following that purchase. Many of these contracts are provided by the manufacturer of the vehicle you have… Read More »Motor Vehicle Service Agreements in Florida
UPDATE 09/19/2019: As of today this product is no longer available in the U.S.
UPDATE 03-08-2017: At this time (2017), we are no longer offering personal guarantee insurance (PGI), and we’re not aware of any other organization that offers it.
Presently, Texas State law does require that interlock devices be installed in the vehicles of drivers convicted of two or more DUIs, or those that have a blood alcohol concentration of 0.15 or more — nearly twice the legal limit of 0.08. New Bill, introduced recently, require that all persons convicted of driving while intoxicated have an ignition interlock device… Read More »How to Reduce Drunk Driving
Colorado law makers are thinking to take away some tax exemptions for Pinnacol Assurance. The Budget Committee decided last week to draft the legislation. The decision follows the release of documents showing that the state-chartered workers’ compensation insurance company spent more than $300K on a trip to Pebble Beach, Calif.. Hey, why not, if Pinnacol pays no state or federal taxes. It… Read More »Pinnacol Tax Heaven is not Over
Nevada has approved a filing for an average decrease of 3.9% for Nevada workers’ compensation voluntary insurance loss costs and an average decrease of 2.2 % for workers’ compensation insurance assigned risk rates. Loss costs are the expected costs of medical and wage loss benefits including the costs to administer the benefits by employment classification. Insurers convert the loss costs… Read More »Nevada Workers’ Compensation Rate Decrease
1. Uncertainty can be assessed and measured. 2. Emerging risks radars must be built and systems for continuous scanning established. 3. Even under uncertainty, prudent forecasting is possible and necessary. 4. Contingency planning is indispensable. 5. Establishing resilience buffers will dilute adverse impact. A new report from Zurich Financial Services notes that in contrast to the “bulk of risks faced… Read More »Focusing on Risk Uncertainty
Some Facts to Introduce Fire Safety to Children • Fires need three things to get started and burn: Oxygen, fuel and a heat source to ignite the fuel. • Many children know that fire is hot and can hurt them. But smoke can be equally harmful. Breathing smoke makes people very sick and can even kill them. • Smoke from a fire spreads quickly and… Read More »TEACHING FIRE SAFETY – SMOKE ALARM
The Consumer Product Safety Commission plans to go public on March 11 with a searchable database of consumer complaints about specific products. The Public Database will be available at http://www.saferproducts.gov/ website.
The time when the records on the workplace were all over the news has gone. At least for a while. You won’t hear anymore about a guy who made 1000s hamburger per hour at a local fast food restaurant or a miner who managed to dig 1000s of tons of coil. Nope… We live in the new era and our… Read More »Infamous Workplace Record
AB 2774 became law in California on Jan. 1, 2011. It’s one of the most important pieces of occupational safety and health legislation since Cal/OSHA came into existence. What does AB 2774 do? It provides the Division of Occupational Safety and Health (DOSH) with a series of steps that must be completed to establish a serious violation. And if the… Read More »AB 2774 – California OSHA Law