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June 2009

Funny Insurance Law Suites – 2

After a Tennessee woman gave a cheeseburger to a homeless man outside a restaurant, he shouted, threw the burger at her, and said he just wanted money. She called him an “ungrateful bastard,” and he subsequently attacked her. She is now suing the restaurant and a neighboring liquor store for providing “an environment to crime.” (read story) Paperless Advice:  if you can, try to eat healthy. Avoid fast food 364 days of the year. Thus you can not only improve your health, but also refuse to enter to problems like the one shown above 🙂

Be Sure to Insure!

Top 3 Things You Must Know About Auto Liability Insurance Changes: On January 1, 2006, all insurance companies were required to report insurance status to DMV for all private use vehicles. As of July 1,2006, law enforcement and court personnel have access to DMV records to verify that your California registered vehicle is currently insured. Effective October 1, 2006, your vehicle registration is subject to suspension if the liability insurance is cancelled, OR if your insurance company has not electronically provided evidence of insurance when you purchase and register your vehicle, OR if you provide DMV with false insurance information.… Read More »Be Sure to Insure!

Honolulu Cell Phone Countdown

Police of Honolulu, HI will be giving out fines — not warnings — to drivers who violate Honolulu’s new ban on the use of cell phones and other electronic devices while driving. The measure allows motorists to use handsfree mobile phones. It prohibits text messaging, the use of laptop computers, e-mailing and electric games while driving if the person at the wheel has a handheld device.

Workers Comp. Obesity Claims

Insurance Journal has an article about the U.S. as a nation of obese workers and potential Workers Compensation Insurance Claims. Workers’ compensation carriers are concerned about this trend because obese workers are at risk for various diseases and health conditions and have poorer job performance.

California Workers Compensation Hearing

California Insurance Commissioner Steve Poizner will be hosting a Claims Cost Benchmark hearing to further investigate workers’ compensation medical costs today,at 1 p.m., June 1, 2009, in Sacramento, Calif. The agenda is scheduled to allow representatives from all areas of the workers’ comp insurance industry to provide feedback, including insurance company representatives, self-insured employers, physicians and medical groups, other medical providers and networks, and the public. For more information on the meeting location and agenda, visit

So. Dakota Cell Phone Rules Might Be Tried Again

egislation to ban or limit the use of cellular phones while driving arises again in the next state legislative session. Colorado Gov. Bill Ritter has signed into law a bill that will make it a crime to send text messages while driving. In addition, anyone younger than 18 is prohibited from using a cellular phone while driving. In South Dakota, state Sen. Cooper Garnos, R-Presho, said he also expects to see some sort of legislation regarding cellular use while driving to appear in next year’s session. Garnos is a former chairman of the Senate Transportation Committee, while Vehle is the… Read More »So. Dakota Cell Phone Rules Might Be Tried Again

Office Safety – Ladder Safety

We have all worked on or around ladders at some time in our lives, either at work, at home or both.Ladders are involved in many accidents, some of which are fatal.The Consumer Product Safety Commission (CPSC) reports that more than 90,000 people receive emergency room treatment for ladder accidents each year. Your life literally can depend on knowing how to inspect, use, and care for this tool.

Wedding Insurance

Fantasies of the perfect wedding never included banquet halls going bust or lovebirds losing their jobs.But a calamity can sneak up on you while you’re consumed with creating your dream day, especially during a recession.For couples who plan ahead, there is a safeguard. Wedding insurance can cover costs when the unimaginable happens –the power goes out or the groom falls ill – and the party is…