Policy Features• Claims-made and reported coverage form
• Prior acts coverage available • First dollar defense coverage available • Defense in addition to the limits of liability • Innocent insured coverage • Coverage for newly acquired entities and predecessor firms • Coverage for the sale of specified agent owned property • Multiple extended reporting periods including a 1, 3, 5 and unlimited period option • Retiree extended reporting period available for qualifying sole proprietor • Environmental Hazards coverage available up to full policy limits • Split Limit Options available • Spousal and Domestic Partner coverage • Disciplinary proceedings defense coverage ($25,000 per individual, $50,000 per policy period) • Claim investigation reimbursement expenses ($10,000 per individual, $25,000 per policy period) • Discrimination coverage – $250,000 limit included (additional limit options available) • Lockbox/Keyless Entry claims coverage – $50,000 limit (additional limit options available) |
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This document outlines in general terms coverage that may be afforded under the policy. All policies must be examined carefully to determine suitability for your needs and to identify any exclusions, limitations or any other terms and conditions that may specifically affect coverage. In the event of a conflict, the terms and conditions of the policy prevail. All coverage described in this document may be offered by one or more of the property and casualty insurance company subsidiaries. Coverage may not be available in all states.